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	<title>Foreclosed-SanDiego.com &#187; Mortgage News</title>
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	<link>http://foreclosed-sandiego.com</link>
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		<title>Loan Modifications &amp; Your Credit Score</title>
		<link>http://foreclosed-sandiego.com/mortgage-news/loan-modifications-your-credit-score/</link>
		<comments>http://foreclosed-sandiego.com/mortgage-news/loan-modifications-your-credit-score/#comments</comments>
		<pubDate>Tue, 11 May 2010 15:45:11 +0000</pubDate>
		<dc:creator>Peter</dc:creator>
				<category><![CDATA[Consumer advice]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://foreclosed-sandiego.com/?p=737</guid>
		<description><![CDATA[<a href="http://foreclosed-sandiego.com/mortgage-news/loan-modifications-your-credit-score/"><img align="left" hspace="5" width="150" height="150" src="http://foreclosed-sandiego.com/wp-content/uploads/2010/05/chart-150x150.jpg" class="alignleft wp-post-image tfe" alt="" title="chart" /></a>Financially strapped homeowners in San Diego looking to cut their mortgage payments through a loan modification &#8230;
&#8230; or principal reduction needn&#39;t destroy their credit scores in the process. Some of the most frequently used mortgage modification programs turn out to have minimal negative impact on homeowner&#39;s FICO scores. 
As an example, people with excellent scores [...]]]></description>
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		<title>WOW &#8211; new CA home buyer credit!</title>
		<link>http://foreclosed-sandiego.com/mortgage-news/wow-new-ca-home-buyer-credit/</link>
		<comments>http://foreclosed-sandiego.com/mortgage-news/wow-new-ca-home-buyer-credit/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:54:55 +0000</pubDate>
		<dc:creator>Peter</dc:creator>
				<category><![CDATA[Consumer advice]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://foreclosed-sandiego.com/?p=732</guid>
		<description><![CDATA[<a href="http://foreclosed-sandiego.com/mortgage-news/wow-new-ca-home-buyer-credit/"><img align="left" hspace="5" width="150" height="150" src="http://foreclosed-sandiego.com/wp-content/uploads/2010/04/Calculations-150x150.jpg" class="alignleft wp-post-image tfe" alt="" title="Calculations" /></a>WINDOW OF OPPORTUNITY FOR CALIFORNIA BUYERS
Last week Gov. Schwartzenegger signed Assembly Bill 183, the Homebuyer&#39;s Tax Credit legislation, into law. This has created a brief window of opportunity for buyers in California to receive up to $18,000 in combined federal and state homebuyer tax credits!

Here are the basics:
A first-time homebuyer must enter into a valid [...]]]></description>
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		<title>New FHA lending rules for home buyers</title>
		<link>http://foreclosed-sandiego.com/mortgage-news/fha-new-lending-rules/</link>
		<comments>http://foreclosed-sandiego.com/mortgage-news/fha-new-lending-rules/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 01:51:54 +0000</pubDate>
		<dc:creator>Peter</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://foreclosed-sandiego.com/?p=722</guid>
		<description><![CDATA[<a href="http://foreclosed-sandiego.com/mortgage-news/fha-new-lending-rules/"><img align="left" hspace="5" width="150" height="150" src="http://foreclosed-sandiego.com/wp-content/uploads/2010/03/fha-150x150.jpg" class="alignleft wp-post-image tfe" alt="" title="fha" /></a>FHA TRYING TO GET RIGHT BALANCE WITH NEW RULES
FHA announced tightened lending requirements in late January. The changes are being implemented to increase FHA&#39;s capital reserves and help the agency do a better job with risk management.
	The new rules will require a Buyer to either spend more to obtain a loan or to purchase at [...]]]></description>
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		<title>Beware of foreclosure scams</title>
		<link>http://foreclosed-sandiego.com/mortgage-news/beware-of-foreclosure-scams/</link>
		<comments>http://foreclosed-sandiego.com/mortgage-news/beware-of-foreclosure-scams/#comments</comments>
		<pubDate>Fri, 27 Mar 2009 22:45:00 +0000</pubDate>
		<dc:creator>Peter</dc:creator>
				<category><![CDATA[Foreclosure news]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://foreclosed-sandiego.com/?p=671</guid>
		<description><![CDATA[<a href="http://foreclosed-sandiego.com/mortgage-news/beware-of-foreclosure-scams/"><img align="left" hspace="5" width="150" height="150" src="http://foreclosed-sandiego.com/wp-content/uploads/2009/03/chips-150x150.jpg" class="alignleft wp-post-image tfe" alt="chips" title="chips" /></a>This economy unfortunately can bring the worst out in people.
It&#8217;s not enought that homeowners are going through the trauma of possibly loosing their homes &#8211; there are unscrupulous people preying on them to add to the insult &#8230;
The California Association of Realtors has a short article highlighting the areas that are &#34;Red Flags&#34; &#8211; tips [...]]]></description>
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		<title>Bernankeâ€™s â€œWish List to Santaâ€</title>
		<link>http://foreclosed-sandiego.com/mortgage-news/bernanke%e2%80%99s-%e2%80%9cwish-list-to-santa%e2%80%9d/</link>
		<comments>http://foreclosed-sandiego.com/mortgage-news/bernanke%e2%80%99s-%e2%80%9cwish-list-to-santa%e2%80%9d/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 16:52:27 +0000</pubDate>
		<dc:creator>Peter</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[San Diego foreclosures]]></category>
		<category><![CDATA[upside down]]></category>

		<guid isPermaLink="false">http://foreclosed-sandiego.com/?p=622</guid>
		<description><![CDATA[<a href="http://foreclosed-sandiego.com/mortgage-news/bernanke%e2%80%99s-%e2%80%9cwish-list-to-santa%e2%80%9d/"><img align="left" hspace="5" width="150" src="http://foreclosed-sandiego.com/wp-content/uploads/image/Santa%20and%20His%20Wish%20List.jpg" class="alignleft wp-post-image tfe" alt="Santa" title="" /></a>Federal Reserve Chairman Ben Bernanke&#8217;s &#8220;Wish List to Santa&#8221;&#160;
Recently, Ben Bernanke announced some very aggressive steps he believes are needed in attempt to resuscitate the distressed mortgage and housing industries.
&#160;
Below is a quick run down of what he &#8220;wishes&#8221; for this year.

More principal write-downs by lenders
Reduce interest rates for the Hope for Homeowners program, currently [...]]]></description>
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		<title>Resetting San Diego Mortgages</title>
		<link>http://foreclosed-sandiego.com/mortgage-news/reseting-san-diego-mortgages/</link>
		<comments>http://foreclosed-sandiego.com/mortgage-news/reseting-san-diego-mortgages/#comments</comments>
		<pubDate>Fri, 10 Oct 2008 23:23:57 +0000</pubDate>
		<dc:creator>Peter</dc:creator>
				<category><![CDATA[Consumer advice]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[mortage resets]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://foreclosed-sandiego.com/?p=415</guid>
		<description><![CDATA[<a href="http://foreclosed-sandiego.com/mortgage-news/reseting-san-diego-mortgages/"><img align="left" hspace="5" width="150" height="150" src="http://foreclosed-sandiego.com/wp-content/uploads/2008/10/arm-resets-150x150.jpg" class="alignleft wp-post-image tfe" alt="" title="arm-resets" /></a>Mortgage resets ~
Many San Diego homeowners were put into loans that reset to higher interest rate &#8211; typically 2 to 5 years from the date the homeowner bought the house. The rational from the Mortgage Broker was that the borrower could refinance at a later date at a better rate.
Well guess what &#8211; in many [...]]]></description>
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